Things to Keep in Mind When Negotiating a Car Accident Claim with an Insurance Company

If you sustained injuries in a car accident due to the negligence of another driver, you need to seek immediate medical attention. Then, schedule a consultation with a car accident attorney to discuss your legal options and rights. In Indiana, the at-fault driver should compensate victims for their injuries and property damage. Usually, this compensation will come from the at-fault driver’s insurance company. So, how do you negotiate a claim settlement with this company? In general, it is best to have a Delventhal Law Office, LLC car accident attorney handle the negotiations for you. An attorney will not settle your case for less than it is worth.  

Things to Keep in Mind When Negotiating a Settlement 

Following a car crash, you should get copies of accident-related documents such as medical bills and receipts. You must complete some forms and attach these documents when you file a claim. If you try to navigate the claim process without an attorney, you need to be ready to negotiate a settlement. You must decide on a fair amount of compensation to accept. 

The insurance company of the at-fault driver will make lowball settlement offers, thinking that you will take them. But you should not refuse the first offer from the company. Send a written response to the company, citing your rejection of its offer. Demand the insurer to explain why they make such a low offer and remind it that you have supporting documents to prove your claim and eligibility for a fair settlement.

Things You Need to Provide

When you negotiate a settlement with an insurance company, you need to submit copies of your medical bills, pharmacy receipts, test results, and other claim documentation. Before you reach a final agreement with the company, you may talk to an insurance adjuster many times. But don’t allow this person to intimidate and pressure you. 

To strengthen your car accident claim, you must have sufficient documentation of our injuries and damages. If the insurer makes a lowball offer, ensure it has evidence regarding the seriousness and extent of your injuries. But if negotiations do not produce a reasonable settlement offer or the company disputes fault for the crash, you must hire an attorney to represent you in court. 

How to Best Deal with an Insurer

Insurance companies are concerned about their bottom line, not your best interests. So, to best deal with them, you should have an attorney talking to and negotiating with them. Insurance companies may take your case seriously and make higher offers if they negotiate with an attorney.